PayPal Credit Buy Now, Pay Later
WHAT IS PAYPAL CREDIT?
PayPal Credit is like a credit card, without the plastic. It's a credit limit that's attached to your PayPal account which you can use for your online purchases. PayPal are currently offering promotional 0% interest payment plans depending on the credit limit you require. This service offering is only available for UK and USA residential customers.
WHAT CREDIT OFFERS ARE
AVAILABLE IN THE USA?
There are two separate credit offerings for USA residents, Pay in 4 – Interest-free installments and PayPal Credit - Digital Credit Line. See below for more details.
Pay in 4
Interest-free installments
Pay in 4 is available at Triona Design – simply select PayPal and Pay Later at checkout and choose Pay in 4. Spread your purchase into 4 interest-free payments – one every two weeks – all backed by PayPal.
PayPal Credit
Digital Credit Line
Get no Interest if paid in full in 6 months on every purchase of $99 or more. Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Min monthly payments required. Subject to credit approval. No card needed. Get a decision in seconds.
WHAT CREDIT OFFERS ARE
AVAILABLE IN THE UK?
There are two separate credit offerings for UK residents, 0% For 4 Months and Instalments with PayPal Credit Offer. See below for more details.
0% For 4 Months
PayPal's 0% interest offer is better than just an introductory offer. Simply spend over £99 and you get 0% interest for 4 months on that purchase. The great thing is you’ll automatically get 0% for 4 months every time you spend over £99.
PayPal Credit
Digital Credit Line
If your basket is eligible, a selection of 0% instalment offers will be displayed enabling you to spread the cost of your purchase across a number of monthly payments. Regular monthly payments - you pay the same amount each month to help you plan better
How do I apply?
Applying for PayPal Credit is easy. Simply click on the PayPal button at checkout and complete the short application form and, if approved and once you accept the Credit Agreement, you’ll have a credit limit linked to your PayPal account almost straight away.
